Which of the following is a feature of mobile payments?

Mobile payments refer to financial transactions that are conducted via a mobile device, allowing users to make payments using various mobile applications or services. One of the key features of mobile payments is the use of services like Apple Pay, Google Pay, or Samsung Pay, which facilitate transactions directly from smartphones or smartwatches. These services typically allow users to link their bank accounts or credit/debit cards and enable them to pay securely at retailers or online without the need for physical cash or cards.

The feature of services like Apple Pay is significant as it illustrates the convenience and innovation of mobile payment systems, making it easy for consumers to conduct transactions with a simple tap or click, often enhanced by security measures such as fingerprint scanning or facial recognition. Therefore, it exemplifies what defines mobile payments distinctively.