What is identity theft?

Identity theft is defined as the unauthorized use of a person's personal information, which typically includes details like Social Security numbers, credit card information, or bank account numbers. When an individual’s personal information is accessed and used without their consent, it can lead to significant financial harm and disruption to their life.

This definition captures the essence of identity theft, as it fundamentally revolves around the misuse of someone else's identity to deceive others or gain unauthorized benefits. The act can involve stealing money, obtaining credit in someone else's name, or even committing crimes using another person’s identity.

While some related concepts, such as fraud in a digital environment, do play a role in the overall landscape of identity theft, the core issue remains rooted in the unauthorized use of personal information. Understanding this primary aspect is vital for recognizing the risks associated with identity theft and the preventive measures individuals can take to safeguard their information.